Financial Data & Connected Accounts Notice

Exactly what LendLucid accesses from connected accounts and why.

Effective September 27, 2026Version 1.08 sections1 min read
1

What we access

  • Account names, types, subtypes and masked account numbers.
  • Current and available balances and credit limits.
  • Transaction history: date, amount, merchant, category and pending status.
  • Recurring transaction patterns identified by Plaid.
  • Account holder information where needed to confirm ownership.
2

Why we access it

To analyze transactions, identify recurring obligations, calculate spending patterns and cash flow, and provide financial insights. We use connected data only for these disclosed features.

3

What we never do

  • Store your online banking username or password.
  • Initiate payments, transfers or withdrawals.
  • Sell your financial data.
  • Use your financial data for targeted advertising.
  • Make credit, lending, employment or insurance decisions.
4

About Plaid

Account connectivity is provided by Plaid. Plaid’s handling of information is governed by its own End User Privacy Policy (https://plaid.com/legal/#end-user-privacy-policy).

5

You own your data

Your financial data belongs to you. You control which accounts are connected and can disconnect any institution at any time from Accounts.

6

When you disconnect

When you remove an institution, we revoke our access with Plaid and stop retrieving new data. You can also delete previously imported data by deleting your account.

7

Data accuracy

Data comes from your institutions and may be delayed, incomplete or incorrect. Always confirm balances and due dates with your institution.

8

Contact us

LendLucid LLC, doing business as LendLucid (“LendLucid,” “we,” “us,” or “our”).

  • Privacy: support@lendlucid.com
  • Support: support@lendlucid.com
  • Security: support@lendlucid.com

Questions about this document?

We're happy to explain anything here in plain language.

LendLucid is a product and trade name operated by LendLucid LLC.

Back to top