Financial Disclosures & Important Information

Important limits on what LendLucid is and does.

Effective September 27, 2026Version 1.08 sections1 min read
1

Not a bank

LendLucid is operated by LendLucid LLC, a technology company, not a bank. LendLucid does not hold deposits and is not FDIC-insured. Balances shown are held at your financial institutions.

2

No payment initiation

LendLucid does not initiate payments, transfer money, or pay bills.

3

Not financial advice

LendLucid is not an investment adviser, broker-dealer, tax preparer, credit counselor or law firm. Information is educational and informational only.

4

Estimates

Expenses, recurring obligations, projections, and “left to spend” figures are estimates based on available data and may differ from actual amounts.

5

AI-generated content

Responses from Ask LendLucid are generated by AI, can be inaccurate or incomplete, and should be independently verified before you rely on them.

6

Not a consumer report

LendLucid is not a consumer reporting agency, and its information may not be used for eligibility determinations under the Fair Credit Reporting Act.

7

Third-party data

We rely on data from Plaid and financial institutions and are not responsible for their errors, delays or outages.

8

Contact us

LendLucid LLC, doing business as LendLucid (“LendLucid,” “we,” “us,” or “our”).

  • Privacy: support@lendlucid.com
  • Support: support@lendlucid.com
  • Security: support@lendlucid.com

Questions about this document?

We're happy to explain anything here in plain language.

LendLucid is a product and trade name operated by LendLucid LLC.

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